Senior Data Scientist, Payments and Risk

Gusto

Gusto

Data Science
San Francisco, CA, USA · Toronto, ON, Canada
Posted on Nov 28, 2024


About Gusto

Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k)s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 300,000 businesses nationwide.

Our mission is to create a world where work empowers a better life, and it starts right here at Gusto. That’s why we’re committed to building a collaborative and inclusive workplace, both physically and virtually. Learn more about our Total Rewards philosophy.

About the Role:

You’ll be working with an established team and seasoned payments and risk leaders in Engineering, Product, Design, Operation, Identity and Compliance. In this role, you’ll work cross functionally to build Platforms that span the entire breadth of the Payments and Risk Stacks, and use data science to build a world- class, high secure platform that safeguards our users’ activities and money, and ensures unparalleled reliability.

Gusto’s Data Science team leverages Gusto’s rich dataset to guide product direction and decision-making. We operate full-stack, working closely with product managers and engineers to apply data insights to strategy and product decisions, conducting analyses, prototyping and deploying predictive models and statistical tools both for internal use and for our customers.

Here’s what you’ll do day-to-day:

  • Partner with Engineering, Design, and Product counterparts in Payment and Risk to solve complex cross functional problems
  • Perform in-depth analyses of payments and risk data to evaluate risk signals, build controls and strategies
  • Identify new opportunities to leverage data to improve Gusto’s products and help payments and risk team to understand business requirements and develop tailored solutions
  • Work with our business intelligence teams to turn your insights and analyses into clean and consistent reporting
  • Present and communicate results to stakeholders across the company

Here’s what we're looking for:

  • We love meeting people with different data backgrounds. For this senior data scientist role, we are looking for at least 5 years of experience working in a business setting.
  • Strong SQL skills, and comfort in at least one scripting or statistical programming language (ideally Python and/or R)
  • Demonstrated knowledge of statistics, machine learning, ability to apply these to conducting and interpreting analyses, data visualization, presentation and recommendations
  • Demonstrated ability to effectively communicate and deliver findings and recommendations to non-technical stakeholders in a clear and compelling fashion
  • Be curiosity-driven and passionate about teaching and evangelizing a data-informed approach to product development to product managers, designers and engineers

Our cash compensation amount for this role is targeted at $157,000-$195,000/year in New York and $131,00- $162,000/year CAD in Toronto. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.


Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale.

Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas.

When approved to work from a location other than a Gusto office, a secure, reliable, and consistent internet connection is required.


Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds, not just because it's the right thing to do, but because it makes our company stronger. If you share our values and our enthusiasm for small businesses, you will find a home at Gusto.

Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race, color, religion, national origin, age, sex (including pregnancy, childbirth, or related medical conditions), marital status, ancestry, physical or mental disability, genetic information, veteran status, gender identity or expression, sexual orientation, or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories, consistent with applicable federal, state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey, please fill out this form and a member of our team will get in touch with you.

Gusto takes security and protection of your personal information very seriously. Please review our Fraudulent Activity Disclaimer.